Hi all…!!! PhonePe India’s Payments App
UPI is booming all over and you are here to learn how to Use PhonePe?
So here I have shown how to make your account, how to logout on PhonePe and customer care number Phonepe.
I recommend you to go through my previous blog Intro to Digital Payments to make better and clear understanding about UPI. To go there, Click Here.
To see this entire guide in Hindi, Please Click Here.
First of all, there are some pre-requisites for using UPI.
- Bank a/c (UPI enabled bank. All are enabled except CITI bank)
- Mobile number should be linked with bank a/c
- Smart Phone with internet facility
- Debit Card for re-setting MPIN.
- Mobile Number should not be linked with more than one Account in the same bank.
If you have done above all then you are good to go…Let’s start…
I will guide you step by step through photos.
Go to Play Store and type Phone Pe in the search box.
Then Install PhonePe.
Here I have already installed PhonePe.
After Opening PhonePe for the first time, You will find this screen.
Select appropriate language. I have chosen English for the comfort of everyone.
Then click Continue.
First, you have to register on PhonePe.
So. Click on Register.
Select your SIM card number which is already linked to your Bank Account.
and then send SMS, it will auto verify your number.
Then it will show your phone number and ask you to set a 4 digit pin to log in to PhonePe. Please remember this pin.
This is the login screen. Every time you open PhonePe, you will find this screen first.
Enter your registered mobile number and pin and then log in.
This is the main screen.
You can see various functions of PhonePe.
Now, We will first set your details like
VPA – Virtual Private Address
bank account details.
So, first go to the menu on left upper corner.
Refer Image .
Now click on that small white greater than the symbol.
You will find your profile.
Refer Step 10.
Then verify your Email. Here I have already verified my Email.
Now, the main part. This all UPI is based on VPAs.
You have to set your Own VPA like username in facebook.
It will unique all over the world.
for PhonePe, it will be,
where xyz is can be anything in my case it is yash.modi@ybl
you can also set more than one VPAs
Refer next step.
You can see, I have created two VPAs
one is yashmodi7@ybl
second is yash.modi@ybl
and my primary VPA is yash.modi@ybl.
after doing this go back to the menu and then click on bank accounts.
refer below image
Then, it will automatically show you your bank details. For the first time it will ask you to set you 6 digit UPI MPIN and to set this you have to enter your debit card details linked to this bank account.
NOTE: This UPI MPIN will remain same for all UPI transactions through this account. This UPI MPIN is not limited to only this app. It is universal MPIN.
after doing this it will look lilke this.
you can add your other bank accounts like this way. Now, all set for doing payments and transactions.
You can also check your balance by pressing request balance and then inserting UPI MPIN.
So, go back to the main screen.
On the main screen, click to send. You will find above the screen. There are two ways to make payment.
First, is using VPA and second is using Bank accounts.
You can see that I have already added two VPAs, You can add VPAs as many as you want by entering beneficiary’s VPA address.
Take great care while adding VPAs, Confirm the name and bank of beneficiaries.
You can also go by second way…refer image.
After entering proper details, Click confirm.
I will show you one demo for transfer money through VPA.
So, first Go to send from the Main menu and then go to add VPA Contact.
Here, I will send INR 50 to yashmodi@upi.
Enter your 6 – Digit UPI MPIN to send money.
You have completed the process.
ALSO SEE: BHIM App Guide | A complete guide on BHIM App.
Make sure your UPI MPIN remains confidential. After using PhonePe, don’t forget to log out from the app. You can find log out button from the left upper corner menu.
How to logout from phonepe
Open PhonePe App go to Home and click on My Account button in below menu.
Now click on the first Menu where your name is given here i.e. Deepak Naraniya.
Now you can see your Profile and scroll below that you will see logout Button.
I hope you find these not so complicated.
Go through this step by step process.
If you have any query, Comment me below.
Please like and Share, So that maximum people can get benefit from this.
PhonePe Customer Care